• Information we receive from you on applications and other forms;
• Information about your transactions with us; and,
• Information we receive from a consumer reporting agency.

We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our consumers, customers or former customers to anyone, except as permitted by law. We may disclose nonpublic, personal information about you, as a consumer, customer or former customer, to non-affiliated third parties as permitted by law.

We restrict access to your nonpublic personal information to employees who need to provide products or services to you. We maintain electronic, physical and procedural safeguards that comply with federal regulations to guard your nonpublic information.

Before we can accept your application, you must read and agree to the following:

I certify that the information provided by me is correct. I also understand that you will be checking with reporting agencies.

I authorize an investigation of my credit and employment history, receipt of a GLB privacy act notice by mail, and the release of information about my credit experience to a third party lending institution.